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Interest @18% p.a.

GST Interest Calculator

Calculate interest on late GST payments instantly. Get the exact amount payable when you miss a GST due date.

Enter Details

Net GST amount due (after ITC adjustment)

Original due date for GST payment

Actual or expected payment date

Interest Rate 18% per annum

As per Section 50 of CGST Act

Results

Tax Liability ₹0.00
Days Late 0 days
Daily Interest Rate 0.0493%
Interest Amount ₹0.00
Total Payable ₹0.00

Formula

Interest = Tax × 18% × Days / 365

Important Note

Interest is on net tax liability only (post SC ruling). Excess ITC claimed attracts 24% interest.

Quick Guide

How to Use This Calculator

1

Enter Tax Amount

Type the net GST liability amount in Rupees

2

Select Due Date

Choose the original GST payment deadline

3

Select Payment Date

Choose actual or expected payment date

Get Interest Amount

View total interest and amount payable

Reference

GST Interest Rates in India

As per CGST Act (Updated January 2026)

Situation Interest Rate Section
Late payment of GST 18% p.a. Section 50(1)
Excess ITC claimed 24% p.a. Section 50(3)
Refund delay by govt 6% p.a. Section 56

Supreme Court Ruling: Interest is payable only on net tax liability (after ITC), not on gross tax. This significantly reduces interest burden for most taxpayers.

FAQ

Frequently Asked Questions

The interest rate for late GST payment is 18% per annum. Interest is calculated from the day after the due date until the actual payment date. The formula is: Interest = Tax Liability × 18% × Number of Days Late / 365.

GST late payment interest is calculated using the formula: Interest = Tax Amount × 18 × Number of Days / (100 × 365). For example, if you owe Rs. 1,00,000 in GST and pay 30 days late, the interest would be approximately Rs. 1,479.

GST interest starts accruing from the day immediately after the due date of payment. For example, if the due date is 20th of the month and you pay on 25th, interest is charged for 5 days. Interest is on net tax liability only.

Following the Supreme Court ruling, GST interest is charged only on net tax liability (after adjusting Input Tax Credit), not on gross tax. This means you pay interest only on the actual cash amount to be deposited.

If excess Input Tax Credit (ITC) is claimed or wrongly availed, interest at 24% per annum is applicable. This is higher than the standard 18% rate. It's important to verify ITC claims to avoid this higher interest rate.

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